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Background Check Criteria

Minnesota Communities – Residency Requirements

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Minnesota Communities requires a background check prior to approval for residency in any of our communities. The Community Owner will notify you of the decision regarding your application within fourteen (14) days of receiving a completed application, unless a written explanation is provided for any delay.

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For purposes of this policy, “You” refers to all individuals applying for residency in the community.

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Application Requirements

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All adult persons (18 years or older) who will reside in the home must complete and sign a residency application. All individuals who will reside in the home, including children, must be identified on the application.

For the application to be considered complete, you must provide:

  • A completed and signed residency application

  • A copy of the purchase agreement

  • A copy of the safety disclosure form provided by the seller

  • Proof of income

Incomplete applications will not be processed.

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Interview Requirement

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As part of the application process, all adult applicants must participate in an orientation meeting with the onsite Community Manager. This meeting may be conducted in person or by phone/video conference, at the Community’s discretion.

The purpose of this meeting is to:

  • Review community rules and lease expectations

  • Discuss safety procedures and operational policies

  • Confirm applicant understanding of residency responsibilities

Failure to participate in the required orientation meeting may result in delay or denial of the application.

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General Approval Criteria

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To qualify for residency, applicants must:

  • Be truthful and complete in all application disclosures

  • Cooperate with the Community Owner and management during the review process

  • Demonstrate satisfactory credit history reflecting prompt payment of obligations

  • Agree to abide by the Community Lease and all Community Rules and Regulations

  • Pay the required security deposit

  • Ensure all lot rent and applicable charges are current prior to final approval

  • Demonstrate the ability to live independently

For purposes of eligibility, “ability to live independently” means the ability—either independently or with available outside support services—to maintain oneself and the home in a manner that is not detrimental to the safety, wellbeing, or peaceful enjoyment of other residents.

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Home Standards

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All homes brought into or sold within the community must meet Community standards and be neat and well maintained. This includes, but is not limited to:

  • No broken, rotten, or discolored siding

  • Matching skirting

  • Windows intact, no broken glass, screens in place if applicable

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Grounds for Denial

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The Community Owner may deny an application if any of the following apply:

  • Prior unlawful detainer (eviction) judgment

  • Conviction of a felony in Minnesota or elsewhere, unless:

    • The conviction was related to substance abuse and the applicant has completed a reputable treatment program

    • The conviction involved property damage without assault

    • The conviction involved unintentional bodily harm while driving impaired and occurred more than 10 years ago

    • The conviction was non-violent and not drug-related

  • Conviction as a sex offender

  • Conviction for child abuse

  • Drug conviction within the past five (5) years

  • Credit score below 650

  • Negative credit references

  • Take-home pay less than $1,500 per month (defined as gross income less federal and state taxes)

  • Monthly manufactured home payments exceeding 35% of net monthly take-home pay

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Verification

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The Community Owner may obtain:

  • Criminal history reports

  • Driving records

  • Credit bureau reports

  • Rental history

  • Any additional information deemed necessary to verify application disclosures

CONTACT US

hello@chathamcrosslake.com  /  Daggett Pine Rd, Crosslake, MN 56442  /  37341 Deer Ridge Drive, Crosslake, MN 56442  /  (218) 480-1800

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